Cash Flow & Liquidity Planning for Your Business

Your financial model for clear control of liquidity and cash flow

Structured liquidity planning providing transparent insight into cash movements and financial risk exposure
Consistent cash flow forecasting to support timely, well-informed management decisions
Direct linkage of operational planning with actual cash inflows and outflows
Ongoing monitoring of headroom, covenants, and capital requirements
Improved financial stability and stronger strategic control across the planning framework

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Why Cash Flow Forecast & Liquidity Planning Matters

We design tailored liquidity planning frameworks built around your business model giving you daily visibility, weekly control, and long-term planning certainty while clarifying how changing cash inflows and outflows affect solvency. A strong liquidity plan strengthens risk management, prevents negative cash situations early, and helps you assess upcoming needs, protect your financial health, and make confident decision-making possible for future growth.

Cash Management

Maintain full visibility into your cash flow and liquidity, and covenant headroom so you can manage your cash position proactively and respond quickly to change. With precise planning of cash outflows and inflows, we help you evaluate risks early, optimize working capital, and strengthen the financial health of your business.

Connect inflows and outflows

By linking operational plans directly to cash inflows and outflows, we create a clear view of payment timing, outflow cycles, and upcoming obligations. This enables you to analyze liquidity needs early, optimize capital allocation, and maintain stability across your business.

Test scenarios instantly

Build a scenario-ready liquidity model that lets you test every scenario instantly and see how shifts in revenue, capital, or cash outflows impact your liquidity. This gives you the clarity to analyze risks early, protect your financial health, and ensure your business can act with confidence.

Identify liquidity risks early

Monitor deviations automatically and forecast liquidity under stress conditions to detect risks before they materialize. This strengthens financial stability and ensures proactive liquidity management across all planning horizons.

Create transparent reports

Generate clear audit-ready liquidity reports that generate transparency for management, executive teams, financing partners and your bank. Transparent liquidity planning improves communication, supports operational decisions, and helps safeguard financial resilience.

Planning certainty and strategic control

A professional liquidity plan provides structure, consistency, and planning certainty. It combines accounting data with real cash flow insights and supports you in making informed, strategic decisions at every stage of your financial planning.

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How We Secure Your Cash Flow and Liquidity for the Long Term

Our liquidity planning models strengthen your cash flow forecast management sustainably. They combine automation, structured forecasting logic, and real-time data to support your business with reliable planning across every horizon. We help ensure stability, protect capital, and maintain long-term financial health through a tailored, scalable solution designed to fit your operational reality.

Custom models for short-term control and long-term planning, fully tailored to your business
Built-in logic for receivables, payables, working capital, and cash outflows
Ready-to-use templates for scenario planning, sensitivities, and risk management
Automated evaluations that generate monthly or quarterly forecasts and streamline finance workflows
Dashboards tracking liquidity buffers, equity, covenants, and bank requirements
Full documentation, audit trails, and a compliance-ready structure for seamless governance
Fast updates through Excel, Power BI, or automated data transfer from ERP and bank accounts
A flexible, scalable system that supports accurate forecast logic across your business’s operations

Who We Support with Our Liquidity Planning Solutions

Our liquidity management planning solutions are built for companies that want to professionalize cash management, avoid shortages, and strengthen financial resilience. With reliable liquidity forecasts, decision-makers can anticipate risks and take strategic action early.

Medium-sized companies with complex payment flows and envolving capital needs
Private equity-backed or founder-led businesses facing volatility, investment decisions, or scaling challenges
CFOs, controllers, and managers responsible for liquidity oversight and cash management
Clients in Germany and the United States supported with bilingual planning models

Process and Project Structure

Project duration depends on scope and requirements; the example below illustrates a typical Liquidity Planning implementation. Your individual project timeline will be defined during the initial planning phase. Our liquidity planning process delivers precise forecasts and automated dashboards seamlessly integrated with your financial data. You gain real-time visibility into liquidity, empowering confident and strategic decision-making.

Week 0 to 1:

Initial data review, system assessment, KPI mapping, and setup of core liquidity and cash flow assumptions

Week 1 to 2:

Build of the initial model, baseline forecast, and alignment with management and finance stakeholders

Week 2 to 3:

Scenario testing, variance checks, and early risk management evaluation

Week 3 to 4:

Dashboard implementation, reporting automation, training, and smooth handover into your business environment

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Ready to Strengthen Your Cash Flow Forecasting and Liquidity Planning?

Whether you are building your liquidity plan from scratch or optimizing an existing structure, now is the right moment to professionalize your cash and liquidity management. Together, we design a planning model tailored to your business giving you full transparency and the insights to act decisively.

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Tech-Enabled Implementation of Liquidity Planning Models

Our liquidity planning models are built on proven technologies and fully automated. They connect data sources in real time, support precise analysis, and create full transparency over your financial position.

Dynamic models in Power BI or Excel with automated data transfer from ERP or data-warehouse feeds
Secure access with audit trails and clear version control governance
Custom dashboards designed for management, corporate treasury, and financing partners
Flexible templates easily updated and optimized for robust liquidity and cash flow visibility

This creates a reliable, scalable planning solution that supports predicting future requirements, strengthens stability, and enables confident decisions across your organization.

The Benefits of Liquidity Management Planning

Effective liquidity planning gives your business real-time transparency, strengthens financial health, and protects against negative cash situations. With accurate cash flow insights and automated forecast logic, you can ensure stability, optimize capital, and support sustainable long-term planning.

Accurate liquidity forecasts for greater planning certainty
Strengthened financial stability through automated analysis
Clear visibility of cash balances, buffers, and working capital drivers
Early detection of risks enabling proactive liquidity management

Why Radial?

Big Four–level quality combined with the agility of a data-driven boutique
Leadership by former Big Four consultants, a bilingual team, and a private equity mindset focused on liquidity transparency
Data-driven delivery: dashboards, models, and governance you fully control
Proactive communication and a structured forecasting approach ensuring financial results week after week

Ready to Take the Next Step in Liquidity Planning?

You want to build liquidity planning models that actually work not just maintain complex spreadsheets? We turn your financial data into a clear planning system with reliable liquidity forecasts and real-time insights.

Whether for management, investors, or your finance team with modern tools and a clean data logic, we make liquidity planning simpler, faster, and more resilient. So you can focus on strategic decisions, not formulas.

Get in touch with us today and tell us what you need.

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Frequently Asked Questions

Which business models are supported?

Mechanical and plant engineering, SaaS, project-based businesses, e-commerce, consumer and industrial goods, and more. All driver logics and KPIs are adapted to your operational reality for both short-term and long-term liquidity planning.

Is automatic data integration possible?

Yes. We connect the liquidity model directly to your ERP, CRM, and bank data. All inflows and outflows update automatically, giving you real-time visibility into liquidity and upcoming bottlenecks.

Is software a better solution than a customized liquidity model?

Off-the-shelf liquidity tools rarely integrate with your ERP environment and often create double work and inconsistent data. We ensure your existing data is used effectively without recurring software costs.

Can the model monitor covenants?

Yes. We design dashboards that track all covenants and alert you early to potential issues.

Do you offer training and documentation?

Absolutely. You receive full training and documentation so your team can work independently and confidently.

How is Radial different from traditional cash flow advisors?

We deliver integrated, automated forecasting models connected to operational planning.

How is data security ensured?

You host the model within your own environment. Access rights, controls, and audit trails keep your information secure and your liquidity planning fully auditable.

How Should a Liquidity Plan Be Structured?

A strong liquidity plan shows when cash inflows and outflows occur and how they affect your solvency. It always starts with the opening balance of liquid funds the cash currently available in your accounts.

From there, all expected cash movements are planned for the relevant period creating a clear overview of payments, expenses, and potential shortfalls.

How a Liquidity Plan Is Structured

Define the planning period daily, weekly, monthly, or long-term depending on your business model.
Record the opening balance of available liquidity.
Plan inflows such as customer payments, refunds, or financing.
Plan outflows such as wages, supplier invoices, or operating expenses.
Calculate net liquidity subtract outflows from inflows and add the result to your opening balance.
Evaluate the results to detect liquidity gaps early and plan corrective action.

Focusing exclusively on cash-effective transactions ensures that your liquidity plan reflects real payment behavior. As complexity grows, automated liquidity planning tools and integrated dashboards deliver better forecasting accuracy and efficiency.

Review your liquidity plan regularly ideally weekly or monthly to maintain accuracy and support informed strategic decisions.

What our customers say

Radial has helped us make great strides in our efforts to digitize financial reporting and increase transparency. I look forward to the next steps, in which we will once again be relying on Radial for support.

Thorsten Preiss, DETAX GmbH

From Liquidity Planning to Proactive Cash Flow Management

If you want to move beyond static numbers and achieve real control, we’re your optimal partner. Our liquidity planning and cash flow management tools use automated data collection and scenario logic to simulate future developments and highlight risks early.

With Radial, you can identify liquidity shortages before they occur, strengthen cash planning, and turn your financial management into an actionable, reliable system. We help you select the right planning approach from short-term liquidity planning to long-term forecasts ensuring stability and strategic clarity across every scenario.

Schedule a free initial consultation